[Remote] Staff Engineer - Insurance Platform

Note: The job is a remote job and is open to candidates in USA. Porch Group is a leading vertical software and insurance platform, positioned to help homebuyers protect their homes. As a Staff Engineer on the Insurance Platform team, you will architect foundational systems for underwriting and scaling insurance products, utilizing AI-first methodologies to create intelligent systems that evolve with the business.

Responsibilities

• Use agentic AI coding tools as the primary development methodology for the platform build — not as an experimental side channel
• Define agent configuration patterns, custom skills, and CI/CD integration that make AI-assisted development reliable and auditable at production scale
• Build evaluation frameworks, quality gates, and pre-commit hooks that ensure agent-generated code meets our standards
• Orchestrate multi-agent workflows for parallel feature delivery; lead the team in spec-driven coding, context management, and productive AI-assisted practices
• Mentor the broader engineering team on AI-assisted development and evolve those practices as tooling and models advance
• Architect agentic capabilities directly into the platform: agent-assisted configuration, AI-driven underwriting decisioning, automated document understanding for declarations and endorsements, and conversational interfaces for the operations team
• Design RAG pipelines, retrieval architectures, and tool-use patterns that ground LLM behavior in regulated insurance content (rate manuals, underwriting guidelines, state-specific rules)
• Define integration patterns (MCP, function calling, structured outputs) that expose platform capabilities cleanly to internal agents and external partners
• Establish AI observability, evaluation, and cost-management frameworks so production agent behavior is measurable, debuggable, and bounded
• Set responsible-AI guardrails that keep agent-influenced decisions auditable and aligned with insurance regulatory requirements (NAIC AI bulletin, state DOI expectations)
• Design and build core PAS services: quoting, rating, binding, issuance, endorsements, renewals, cancellations, and reinstatements
• Own the technical architecture for a modular, API-first platform supporting multi-state, multi-carrier homeowners insurance
• Build the rating engine, product configuration layer, and rules framework that allow business teams to launch new states and products without engineering bottlenecks
• Define data models for policy lifecycle, exposure management, and regulatory compliance (bureau reporting, NAIC data submissions, state filing requirements)
• Establish event-driven patterns and integration architecture for the dozen-plus carrier, vendor, and partner systems the platform must connect with
• Lead the engineering strategy to migrate off existing vendor PAS platforms onto our custom-built platform
• Design migration tooling: automated data extraction, transformation, validation, and reconciliation pipelines
• Run shadow comparisons of new platform output against incumbent systems before each cutover
• Maintain production stability on existing platforms while simultaneously building the replacement
• Partner with the Director of Insurance Engineering, Product, and Insurance SMEs to translate domain requirements into platform capability
• Set engineering standards, lead design reviews, and serve as the technical authority on architecture decisions for the platform build
• Stay hands-on — this is not a whiteboard architect role; you write production code

Skills

• 10+ years of professional software engineering experience, with at least 3 years at a Staff or Principal level influencing engineering organizations of 30+ engineers and partnering with technical executives to set multi-year technical strategy in the insurance domain
• Homeowners or other personal-lines P&C domain depth; auto and home strongly preferred
• Directly responsible for designing, building, and operating a custom-built P&C policy administration system in production — not configuring or implementing a vendor platform
• Demonstrated ownership of a PAS transformation or migration: leading the move from a legacy or vendor system to a custom-built platform, including data migration, parallel-run validation, and operational cutover
• Production experience shipping LLM-integrated systems — RAG pipelines, agent workflows, tool-use patterns, or other agentic capabilities running at real scale
• Hands-on experience using agentic AI coding tools as a primary development methodology, with a working point of view on agent configuration, custom skills, and evaluation patterns
• Strong systems design fundamentals: distributed systems, event-driven architecture, API-first design, data modeling for transactional and regulatory workloads
• Production-grade engineering depth in Python, Java, or a comparable backend language; comfortable across the stack from data model to API to deployment
• Demonstrated ownership of a multi-quarter platform initiative end-to-end — from architecture through delivery
• US-based; able to work core business hours
• Experience leading a multi-state or multi-product rollout on a custom-built insurance platform
• Experience designing AI evaluation frameworks, observability for agent runs, prompt and model versioning, and AI cost-management at production scale
• Working knowledge of Model Context Protocol (MCP), function calling, structured outputs, and practical patterns for grounding LLMs in regulated content
• Familiarity with regulatory frameworks: SERFF rate filings, NAIC data calls, state DOI requirements, and emerging responsible-AI standards
• Working knowledge of insurance data standards (ACORD, MISMO) and the open-source PCDM data model
• Background in cloud-native infrastructure (GCP preferred), event streaming (Kafka), and modern observability practices
• Bachelor's degree in Computer Science, Engineering, or equivalent practical experience

Benefits

• Additionally, you will be eligible to receive long-term incentive awards, subject to program guidelines and approvals.
• You will also be eligible to receive an annual bonus based on individual and company performance, subject to program guidelines and approvals.
• Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing.
• Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose.
• Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis.
• We offer pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options.
• We provide company paid Basic Life and AD&D, Short and Long-Term Disability benefits. We also offer Voluntary Life and AD&D plans.
• Both traditional and Roth 401(k) plans are available with a discretionary employer match.
• Supportlinc is part of our employer paid wellbeing program and provides employees and their families access to on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation.
• LifeBalance is a free resource to employees and their families for year-round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more.
• Our wellness programs include flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discount programs.

Company Overview